Etihad Credit Bureau and ADREC Partner to Boost Real Estate Transparency

Abu Dhabi, United Arab Emirates – October 29, 2025: The Abu Dhabi Real Estate Centre (ADREC), the custodian and regulator of Abu Dhabi’s real estate sector, has signed a strategic Memorandum of Understanding (MoU) with the Etihad Credit Bureau (AECB). The partnership is designed to strengthen transparency, improve data quality, and empower investors, developers, and financial institutions, reinforcing Abu Dhabi’s position as a trusted global hub for real estate investment.

Strengthening Data Integration and Market Confidence

Under the MoU, both entities will collaborate on enhancing financial data sharing, improving the accuracy of property-related information, and conducting joint research to support evidence-based policymaking. The initiative focuses on closing data gaps and creating unified standards that elevate trust and efficiency across the emirate’s property market.

The partnership will enable more comprehensive risk assessments and advanced data analytics, providing deeper insights into market trends and investor behaviour. These efforts are expected to streamline decision-making across key real estate transactions, from property acquisitions to financing and development planning.

Empowering Stakeholders Through Better Information

His Excellency Marwan Ahmad Lutfi, Director General of Al Etihad Credit Bureau, emphasized that the partnership will expand the depth and scope of AECB’s credit reporting capabilities:

“This collaboration marks another milestone in our mission to enhance the depth and value of our credit reports. Integrating the fulfillment of key financial obligations, such as rent and property service charges, adds a crucial dimension to our reporting. This new data strengthens empowerment and actively promotes financial discipline throughout Abu Dhabi's real estate ecosystem.”

Lutfi added that the initiative supports the emirate’s broader goal of adopting global best practices in credit and real estate data integration, helping investors and developers make more informed, transparent, and responsible decisions.

Addressing Key Data Challenges

Engineer Rashed Al Omaira, Acting Director General of ADREC, highlighted the MoU as a significant step toward addressing operational and data challenges that have long affected sector efficiency:

“This MoU addresses critical data gaps and operational challenges that have long affected stakeholders across Abu Dhabi's real estate sector. Through strategic collaboration with our federal partners, we are tackling key pain points in data accessibility and risk assessment processes that impact the entire ecosystem. This partnership strengthens our ability to provide the comprehensive insights needed for sound investment decisions and reinforces Abu Dhabi's reputation as a reliable destination for real estate investment.”

Supporting a Smarter, More Transparent Market

By combining ADREC’s comprehensive market intelligence with AECB’s advanced credit analysis, the partnership will deliver more accurate financial and performance data to stakeholders across the value chain. This approach will support developers, lenders, property managers, and investors by reducing information asymmetry and improving risk evaluation frameworks.

The initiative forms part of Abu Dhabi’s broader strategy to build a transparent, data-driven, and investor-friendly real estate environment, aligning with national efforts to drive economic diversification and global competitiveness.